Income and tax
Income Tax Calculator
Income tax, the Medicare levy, the low income tax offset and your take-home pay, for 2026-27 and 2025-26.
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- Free
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- Rates checked
- 22 October 2026
Financial year
Interest, net rent, business or other income you pay tax on.
From 2026-27 employees can deduct $1,000 without receipts. The larger of this and what you enter is used.
For example donations or the cost of managing your tax affairs.
Pay the Medicare levy
Most residents pay it. Some people, such as certain visa holders, are exempt.
Private hospital cover
Without it, the Medicare levy surcharge applies to singles earning over $105,000.
Study loan (HELP or similar)
Take-home pay, 2026-27
$71,000
$5,917 a month, $2,731 a fortnight or $1,365 a week.
- Take-home$71,000(79%)
- Tax and levies$19,000(21%)
- Taxable income
- $89,000
- Tax on taxable income
- $17,220.00
- Medicare levy
- $1,780.00
- Total withheld
- $19,000.00
- Average rate
- 21.1%
- Tax on your next dollar
- 32.0%
Estimate only, based on the figures entered and the assumptions listed below. It is not a quote, an offer of credit or personal advice.
Your pay each period
Before tax, what is withheld, and what lands in your account, assuming the same pay every period.
| Measure | Weekly | Fortnightly | Monthly | Yearly |
|---|---|---|---|---|
| Before tax | $1,731 | $3,462 | $7,500 | $90,000 |
| Tax and levies | $365 | $731 | $1,583 | $19,000 |
| Take-home | $1,365 | $2,731 | $5,917 | $71,000 |
2026-27 against 2025-26
The 16% rate falls to 15% from 1 July 2026, and the $1,000 standard work deduction starts. Same income and choices in both years.
| Measure | 2026-27 | 2025-26 |
|---|---|---|
| Taxable income | $89,000 | $90,000 |
| Total withheld | $19,000 | $19,588 |
| Take-home pay | $71,000 | $70,412 |
| Difference | $588 more a year |
Resident tax rates for 2026-27
Income Tax Rates Act 1986. The Medicare levy of 2% is on top, starting above $28,011 for singles (the 2025-26 threshold, which applies until a new one is set).
| Measure | Tax on this income |
|---|---|
| $0 to $18,200 | Nil |
| $18,201 to $45,000 | 15c for each $1 over $18,200 |
| $45,001 to $135,000 | $4,020 plus 30c for each $1 over $45,000 |
| $135,001 to $190,000 | $31,020 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 plus 45c for each $1 over $190,000 |
How this calculator works
Enter your income before tax and any deductions. The result applies the resident tax rates, the low income tax offset and the Medicare levy, and shows your take-home pay by year, month, fortnight and week.
From 1 July 2026 the 16% rate falls to 15%, and employees can deduct $1,000 of work expenses without itemising them. The comparison shows the same income in both years.
Assumptions
- You are an Australian resident for tax purposes for the full year.
- In 2026-27, work-related deductions are the larger of what you enter and the $1,000 standard deduction (capped at your salary).
- The low income tax offset is applied. Other offsets are not included.
- The Medicare levy is 2% of taxable income, shaded in above the single person low income threshold. The 2026-27 thresholds have not been set yet, so the 2025-26 threshold of $28,011 is used, as the law provides until it is updated.
- The Medicare levy surcharge and study loan repayments are worked out on taxable income. Both use a wider income test in practice.
Government rates, thresholds and fees were checked against official sources on 22 October 2026. They change, so confirm them before you rely on a figure.
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